We will be happy to discuss in detail any of our products and services with you. As an introduction, here are some of the many products and services that First Bank offers!
Consumer Loans - credit may be extended for reasons such as auto loans, home improvement, retail/consumer goods and personal expenses.
Mortgage Loans - home financing options may include conventional, fixed rate, and bi-weekly mortgages, as well as MSHDA and Rural Development Guaranteed Mortgages.
First Equity Line - by using the equity in your home, you may qualify for a sizable amount of credit.
Commercial Loans - funds are used for the purchase and/or development of new or existing businesses.
Checking Accounts - Checkmate, Liquid Gold - the premium checking account with tiered interest rate levels, NOW Account and HSA's (Health Savings Accounts). Business Checking and Corporate Gold-Money Market.
First Line (Personal Reserve Account) - a personal line of credit and overdraft protection account. (Sweep accounts may also be set up between checking and savings accounts.)
Savings Accounts - Regular Passbook Savings, myfirstaccount, Golden Passbook, Business, and Christmas Club.
Time Deposit - Certificates of Deposit and Individual Retirement Accounts.
Direct Deposit - available for recurring deposits.
ATM Card (automated teller machine card) - the NYCE/Cirrus networks enable you to access your checking and/or savings accounts anytime, anywhere 24 hours a day!
Direct (Debit) Card - also for use at ATM's; however, the Direct Card enables you to make purchases and have the funds deducted directly from your checking account.
To report a lost or stolen Debit or ATM card after business hours contact 1-800-236-1655 – option 7.
In-Touch Banker - 24-hour telephone banking. From any touch-tone phone, dial the In-Touch Banker at 428-3580, (or toll-free 1-800-236-1655) to obtain your account information with a secure PIN.
Online Banking - convenient and secure, conduct your banking transactions via the Internet.
Safe Deposit Boxes - provide a private and secure way to safeguard your valuable items and documents.
Money Orders, Cashiers Checks, Travelers Checks and Gift Cards are available for purchase.
Land Contracts - First Bank sets up the collection fee schedule and accepts payments.
Elan VISA and MasterCard - issued.
Coin Proof Sets available for purchase.