Loan Application

If you would like a loan mortgage application kit mailed to you, please email your request to gladstone@first-bank.com with your name and return address.

If you would prefer to print a loan application to complete and return to us by mail, please select this option.

Mortgage Application (1 MB) - NOTE:  this application includes all disclosures below - 15 printed pages

Notice of Right to Receive a copy of Appraisel  (pdf 52KB)

Federal Credit Application Insurance Disclosure (pdf - 40KB)

Servicing Disclosure Statement (pdf - 164KB)

Notice to the Home Loan Applicant (pdf - 96KB)

Equal Housing Lender  (pdf 142KB)

USA Patriot Act Flyer (pdf - 64KB)

Mortgage Loan and Home Improvement Loan Credit Granting Criteria
(pdf - 72KB)

Required Notices by the Michigan Consumer Mortgage Protection Act
(pdf - 104KB)

Borrower’s Bill of Rights (pdf - 60KB)

Notice of Your Financial Privacy Rights (pdf - 84KB)

The Confidentiality, Security and Integrity of Your Information Statement
(pdf - 68KB)


 

 

 Your link to a free copy of Adobe Reader, which is required to view and print our loan application documents.

Use the mortgage calculator to figure out what kind of house you can afford. There are two ways to use this calculator:

1. Enter the amount of a mortgage in the "Mortgage Amount" field and click on the "Calculate" button beside the "Monthly Payments" field to determine the monthly payments for the home.

2. Enter the amount of monthly payment you want to pay in the "Monthly Payments" field and click on the "Calculate" button beside the "Mortgage Amount" field to determine the mortgage you can afford.

Mortgage Calculator
Mortgage Amount: $
Interest Rate:   %  
Length of Term:     years.  
Monthly Payments: $

* Please note that this payment does not include funds for an escrow for property taxes or hazard insurance. These amounts would increase your monthly payment.

DISCLAIMER: Please note that the accuracy of this calculator and its applicability to your particular circumstances is not guaranteed. Before investing or making material financial decisions, you should always obtain personal advice from qualified professionals.


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