NOT FDIC INSURED • NO BANK GUARANTEE •
MAY LOSE VALUE
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We offer a selection of checking plans to choose from to meet your individual needs:
Checkmate
Unlimited check writing account; with no minimum balance requirement, no monthly service charge and automatic check safekeeping. Free ATM use at First Bank locations.
Liquid Gold
Liquid Gold is the premium checking account designed to provide the very best in exclusive financial services. Experience the privileges of being a Liquid Gold member by opening and maintaining a minimum $2,500 interest-bearing balance.
At the time you open your account you will experience the privileges of Liquid Gold membership, including:
- competitive interest rates* that vary with tiered balances
- unlimited check writing
- no monthly transaction fees or membership charge
- one convenient monthly statement for all your accounts
- complimentary Liquid Gold checkbook cover, pen and keyholder
- free ATM or Direct Card for 24-hour banking
- bonus coupons** redeemable for:
- 25 basis points over posted rates on a new CD or IRA
- 50 basis points off posted rates on a consumer loan
- $l00 off closing costs on a mortgage
- free small safe deposit box for first year
- $10 off first order of checks
- no annual fee for overdraft protection
- complimentary money orders, cashiers checks and traveler's checks
- free account transfer service from outside financial institutions
- free ATM use at First Bank locations
* rates subject to change
** bonus coupons are valid for one year from date of membership
(service charge will apply to balances below $2,500)
NOW Account
No service charge and competitive interest* earned on average collected balance over $500.00. Unlimited check writing, automatic check safekeeping and free ATM use at First Bank locations.
* Rate subject to change
For your added convenience First Bank ATM and Direct (Debit) Cards enable you to access your checking & savings accounts through automated teller machines anywhere, anytime. In addition, the Direct Card enables you to make purchases at merchants, who accept VISA, with the funds taken directly from your checking account.
"First Line" is First Bank's personal line of credit and overdraft protection. Applications are available at any office. Also inquire about a "sweep account" to transfer between savings and checking accounts.
(service charge will apply to balances below $500)
Corporate Gold
Corporate Gold is the money market account for commercial* customers that offers:
- high interest rates** that vary with tiered balances (minimum balance of $1000)
- Free ATM or Direct Card for 24-hour automated teller machine banking
- Corporate Gold customers are allowed unlimited withdrawals in person, at an ATM or to pay loans obtained from First Bank.
- The maximum number of other withdrawals or transfers are limited to six per month, including wire transfers, In-Touch Banker transfers and direct payments.
- If checks are issued, further regulations apply, with no more than three of the six transactions allowed per month to be made by check.
* Corporations and Partnerships
** Interest rates are variable
Health Savings Account (HSA)
This interest bearing checking account is designed exclusively for individuals who have a High Deductible Health Plan. Our HSA features both a debit card and checks, and this account offers pre-tax savings with post-tax benefits.
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