First Bank - Serving the Communities of Escanaba, Gladstone and Garden

NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

BANK-OWNED ASSETS

If you would prefer to print a loan application to complete and return to us by mail, please select this option.

Mortgage Application
PDF Document (456KB)

Borrower’s Signature Authorization (pdf - 71.6KB)
USA Patriot Act Flyer (pdf - 64KB)
Federal Credit Application Insurance Disclosure (pdf - 40KB)
Servicing Disclosure Statement (pdf - 164KB)
Required Notices by the Michigan Consumer Mortgage Protection Act
(pdf - 104KB)
Borrower’s Bill of Rights (pdf - 60KB)
Mortgage Loan and Home Improvement Loan Credit Granting Criteria
(pdf - 72KB)
Notice to the Home Loan Applicant (pdf - 96KB)
Notice of Your Financial Privacy Rights (pdf - 84KB)
The Confidentally, Security and Integrity of Your Information Statement
(pdf - 68KB)

Your link to a free copy of Adobe Reader, which is required to view and print our loan application documents.

Use this mortgage calculator to figure out what kind of house you can afford. There are two ways to use this calculator:

1. Enter the amount of a mortgage in the "Mortgage Amount" field and click on the "Calculate" button beside the "Monthly Payments" field to determine the monthly payments for the home.

2. Enter the amount of monthly payment you want to pay in the "Monthly Payments" field and click on the "Calculate" button beside the "Mortgage Amount" field to determine the mortgage you can afford.

* Please note that this payment does not include funds for an escrow for property taxes or hazard insurance. These amounts would increase your monthly payment.

DISCLAIMER: Please note that the accuracy of this calculator and its applicability to your particular circumstances is not guaranteed. Before investing or making material financial decisions, you should always obtain personal advice from qualified professionals.